Sent: Thursday, December 04, 2014 10:40 AM
Subject: Your correspondence
Sent: Thursday, December 04, 2014 11:17 AM
To: MinFinance/s ; Michelle.Rempel@parl.gc.ca
Cc: Matt Grant ; Murray Rankin ; Mike.Sullivan.P9@parl.gc.ca ; Nathan Cullen ; Patrick Cain
Subject: Re: Your correspondence
Finance Minister Oliver and my Calgary MP Michelle Rempel,
Thank you for your long-delayed response, which is nothing more than a form letter, personalized with my name, my email address and reference to ” 2013FIN398181; 2013fin400017; 2013fin401222; 2014FIN403230; 2014FIN404518 “.
i.e., not a mention of the Registered Disability Savings Plan that most of my correspondence to you would have been about, the US tax I paid as the Holder of my adult son’s RDSP ($3,661 USD) or the discrimination this applies to my son and others like him who is NOT a US citizen who happens to reside in Canada. You enable the US in their efforts by not placing a “warning sticker” on all Canadian registered accounts and mutual funds that every potential *US Person* must heed.
When will there be any US / Canada Tax Treaty that will address the TFSA, the RESP and the RDSP – and Canadian mutual funds for persons who are defined by the US as *US Persons*?
Pretty deplorable situation when Canada puts its banks before its people, especially the most vulnerable, who are “ENTRAPPED” if accepting the US definition of their US citizenship – when they never lived in the US or had any benefit from the US, my son for 40+ years of his life only in Canada.
I reject your Conservative government action as my Canadian-born son cannot renounce a *supposed* US citizenship due to lack of ‘requisite mental capacity’ and the fact that a parent, a guardian or a trustee cannot act on such a person’s behalf, even with a court order. My son and others like him would have no more requisite mental capacity to go to the US to get a US social security number to be able to back-file any US tax and reporting forms and pay for the same, all without influence from anyone (as must be done for a renunciation of US citizenship, now at a cost of $US 2,350, a sum out of reach of most of Canada’s most vulnerable). Note this ‘lack of requisite mental capacity’ would apply not only to Canadians defined by the US as having a US citizenship who also have a developmental disability but to anyone with a brain injury from an accident or a medical event like a stroke or to persons with an age-related dementia.
How will Canada protect such Canadians? And, if you won’t, why will you not? Shall I refer my bank to you when they ask the NATIONAL ORIGIN of my son – or to MP Gerald Keddy and other Conservatives, who throw back – “Just Renounce” as their uninformed answer to my family’s situation?
Calgary, AB, Canada