MR. HOFFMAN: What did you think of Steven Miller’s comments last week that he’s not sure that FATCA’s benefits will outweigh its costs, which were followed, I believe, followed shortly thereafter, by Nina Olson’s comments somewhat along a similar vein, concerned about the cost versus benefits of FATCA? COMMISSIONER KOSKINEN: Well, I think it’s always an important question if you’re going to make statutory changes and increase, by definition almost, some burden to some extent. You know, what do you gain from that? You know, we’ve already collected 6 or 7 — now over $7 billion in additional revenues that would otherwise not have been collected just through the offshore voluntary disclosure program. And, you know, that’s — there the burden was simply people had to come forward. It was a fairly straightforward process, so there was a fairly significant amount of money in return. I’ve always thought that the problem you have is you can’t measure the benefit just by the taxes you collect. What you have to do is measure the benefit by the overall impact on the system generally. And what I’ve always been, even before I got here, concerned about was if the average taxpayer felt I’m paying a greater burden of supporting the government because rich people with fancy lawyers and accountants don’t have to pay taxes, they can hide money in Switzerland. You know, hiding money in Switzerland has been a visible issue for 50 years. It’s corrosive to compliance and corrosive to the system. So when you’re going to talk about measuring the benefit, you can’t look just at the burden and the additional resources we get out of the filings there. But having said that, there are indications, not surprisingly, there was a preliminary review that said between 2011 and 2012 — in fact, you guys reported it — we got 500,000 more returns about foreign accounts with $100 billion of income. And we’re seeing the same thing in 1099-Ks. But even as we do that, as I say, and we’re tracking, the voluntary compliance rate is going up as we go. In some cases, when people match, the revenue goes up, then suddenly their expenses magically go up. But those are signals that we can follow. So I think in FATCA, when you look at it, you won’t be measuring just by the amount of money we collect from the people we catch. You won’t be measuring it just by the increased reporting and money we collect from people who now are with the program. Ultimately, the benefit is, again, protecting the overall compliance rate in the sense of the average taxpayer that it’s a fair system.